It is always advisable to instruct your own Survey even if you have a mortgage valuation report carried out by your lender. Why? Because a mortgage valuation report is prepared not for you but for the lender. It answers only the lender's questions as to whether the property offers suitable security for the loan, it will not give you details of the condition of the property, you may not even be provided with a copy.
We would recommend every purchaser arranges for a RICS Homebuyer Survey on the property they intend to purchase.
What is a RICS Homebuyer Survey?
A standard format survey designed to inform you on the condition and market value of the property. The Report focuses on matters that in the surveyor's opinion, may affect the value of the property if they are not dealt with.
We can arrange for an independent Chartered Surveyor to carry out a RICS Homebuyer Survey for you from as little as £375 (inclusive) on properties up the £199,999. For more information and a no obligation quote please telephone us on 029 20561111 or complete the Contact form.
What is a Full Building Survey?
If the property is unusually built or run-down or you are planning a major conversion or renovation, then a more comprehensive Full Building Survey would be more suitable. It will give you a more detailed report on the condition and construction of the property as well as technical advice on any problems and work needed to put them right.
We can arrange for an independent RICS Chartered Surveyor to carry out a Full Building Survey from £795 (inclusive) on properties up to £199,999. For more information and a no obligation quote please telephone us on 029 20561111 or complete the Contact form.